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Hdfc Moneyback Credit Card is one of link protection forex mony best cashback credit cards available in the India which gives reward points on all retail spends with few exceptions like government bills and such. The accumulated reward points can be redeemed to cashback at the rate of Rs.

40 for every 100 points you earn through spending. On every purchase you make you’ll accrue reward points which can be converted into direct cashback into your credit card account which gets adjusted in next billing cycle. The most exciting thing about the card is that You get 2x reward points on online spends. So this is the best credit card in beginner level if you’re making quite a lot of online purchases.

Update: You can now redeem points from the net banking itself. No longer need to follow below steps. Cashback will be credited to your card account within 10 working days from the date of receipt of this form. Cashback though credited within 10 working days will reflect only in your subsequent credit card statement. Maximum Reward Points available for redemption will be as per the last statement.